Collect Payment
For a bank account this turns the first payment's authorisation into a recurring direct debit mandate, so the customer is never asked to authorise again. The next charge lands one full interval after today — today's payment is not repeated.
Leave the recurring amount blank to repeat the amount being charged today. Set it when the first payment differs — a larger deposit up front, or a smaller instalment afterwards.
Nothing is refunded from here. A request raises a Credit Note in Zoho at Pending Approval and stops — Zoho emails the approvers, who can change the amount before deciding. Stripe is called only once the record says Approved, and the refund is written back onto the payment.
Every subscription on this Stripe customer, whoever started it. Cancelling at the period end lets the patient keep the time they have already paid for; cancelling now stops it immediately. Each renewal invoice writes its own Payments record via webhook, so the CRM keeps up either way.
Saved methods are stored on the Stripe customer, never in Zoho. Removing one here detaches it in Stripe and it can no longer be charged.